Calculator

Closing cost
estimator.
Know it upfront.

Alberta has no land transfer tax — but legal fees, registration, insurance, and property tax adjustments still add up. See exactly what you'll need in cash on closing day.

Closing Cost Estimator

Enter your purchase details to see your total cash needed on closing day.

Property type

Purchase price $700,000

Down payment $140,000

Property is a condo

Includes estoppel certificate cost — adds ~$250 for the condo document package

Additional considerations

Include title insurance

Recommended by most lenders — typically $200–$500

Include home inspection

Strongly recommended — typically $400–$700 in Calgary

Need a new property survey (RPR)

Only if the seller can't provide one — $1,000–$2,000

Seller's prepaid property tax $0

If the seller has prepaid property tax for the year, you reimburse their prorated share at closing. Ask your realtor or lawyer for the exact figure once you have an accepted offer.

Deposit already paid $0

Estimated total closing costs
$0
Approximately 0% of purchase price · Paid in cash, not financed

Down payment

Closing costs

−

Deposit paid

Cash needed on closing day

Full Itemized Breakdown

Who you're paying.

Category	Item	Amount

First-time buyer rebate: unlike Ontario, BC, and PEI, Alberta does not offer a land transfer tax rebate for first-time buyers — because Alberta doesn't charge a land transfer tax in the first place. The good news: Alberta's overall closing costs are already among the lowest in Canada.

Estimates are for illustrative purposes only and do not constitute legal or financial advice. Alberta Land Titles fees are calculated using the official formula effective October 2024 ($50 base + $5 per $5,000 increment of value, for both property transfer and mortgage registration). Legal fees, title insurance, and inspection costs are ranges based on typical Calgary-area pricing and will vary by provider. Your real estate lawyer will calculate exact costs once you have a firm accepted offer. Connect with Shanna for a referral to a trusted Calgary real estate lawyer.

Want exact numbers before you make an offer?

Shanna can connect you with a trusted Calgary real estate lawyer for a precise closing cost quote.

Get a referral See mortgage calculator

Closing costestimator.Know it upfront.

Who you're paying.

Want exact numbers before you make an offer?

Stay one step aheadof the market.

You're subscribed.

Closing cost
estimator.
Know it upfront.

Stay one step ahead
of the market.